Investment Advice For The Elderly

Police Commissioner Warns Against Off-shore 'cold-call ...
And also the elderly who place their trust in companies offering financial security in retirement. Always seek independent financial advice before making an investment. Category: News & Politics. License: Standard YouTube License 4 likes, 0 dislikes Show more . ... View Video

Senior Specialists: Look Beyond The Credentials
Targeting the elderly. These sales people and the alphabet soup of letters after their names can be confusing, specialist would be offering investment advice as an unregistered investment adviser and, therefore, be subject to enforcement ... Fetch Full Source

Investment Management Financial Planning
Provide for elderly parents or a special needs child? be viewed as personalized investment advice. For additional information and disclosures, please go to www.harvestfp.com, email us at planting@harvestfp.com or contact our office. Created Date: ... Get Document

A Guide For - U.S. Securities And Exchange Commission | Homepage
Who has provided unsolicited investment advice. What can i dO tO avOid beinG scammed? or the elderly. You can also find tips and specific financial education at www.investor.gov. SEC Publications and Online Materials. 18 Office Of investOr educatiOn and advOcacy ... Retrieve Full Source

Financial Services Authority
The penalty imposed on HSBC relates to investment advice and sales of investment products provided by NHFA Limited (NHFA) to NHFA customers between 15 July elderly (the average customer age was almost 83), with an average life expectancy of ... Retrieve Doc

Obama Administration Record For Seniors - The White House
Protecting Workers and Retirees from Hidden Fees and Biased Investment Advice Regarding Their 401(k) Plans: The Department of Labor has issued rules to Section 202 Supportive Housing for the Elderly Act of 2010. The new law makes a ... Access Doc

PRESS RELEASE December 12, 2005 Regulators Urge Investors To ...
Among seniors by implying a particular level of training on issues important to the elderly. But the training investment advice for compensation. “The ‘senior specialist’ would be offering investment advice as an ... Read Here

Grief - Wikipedia, The Free Encyclopedia
Nor is there existing research to support major investment in such things as military resilience training at older ages, the elderly may find it a very difficult assimilation to begin anew. At younger ages as well, a marriage relationship was often a profound one for the survivor ... Read Article

PENALTY ORDERED IN SALE OF UNSUITABLE INVESTMENT TO ELDERLY WIDOW
PENALTY ORDERED IN SALE OF UNSUITABLE INVESTMENT TO ELDERLY WIDOW PHOENIX—The Arizona Corporation Commission ordered a $5,000 penalty against Norman L. expected to act professionally and ethically and to provide advice to their clients that fit their clients ... Retrieve Doc

Investment Fraud Factsheet - ASC Home
The elderly or professional groups. The fraudsters who promote affi nity scams frequently are - or pretend to independent advice. † Offshore investment - tax-free. Taxes can sometimes be deferred, but they can’t be avoided. This tactic is ... Retrieve Content

When Getting Financial Advice, Don't Be Fooled By Impressive ...
A "certified senior advisor" may sound like a trustworthy person to provide investment advice to the elderly, but beware! While the title has an impressive ring to it, it doesn't take much to earn it. According to an article in the New York Times, many insurance ... Doc Retrieval

The Connecticut Better Business Bureau (BBB) has released its top 10 list of scams for 2O12, and neither donors, job-seekers, the elderly nor financially-distressed consumers were immune. Con artists, scammers or criminals — regardless of what one calls them — show no mercy. ... Read News

Appropriate care should also be taken when providing advice to elderly clients (rules 6.2, 6.25, 6.29 & 6.35). advice services’ – ongoing investment advice services that do not amount to discretionary portfolio management, but typically involve recommending a ... View Document

FSA - Top 10 Fines Of 2011 - CTP - Expert Professional And ...
Of inappropriate investment advice provided by one of its subsidiaries to elderly customers. Between 2005 and 2010 HSBC subsidiary NHFA advised 2,485 customers to invest in asset-backed investment products, typically investment bonds, ... View Doc

Australian Property Investment Advice: An Unregulated ...
Australian property investment advice: An unregulated industry and the need for better consumer protection laws. Lang Thai(ABSTRACT: The elderly citizens and the migrant workers are unlikely to know how to use computers effectively. ... View Doc

1. PERSONAL INFORMATION
As we develop your investment strategy, we look at your experience with investing and your tolerance for risk Will you or your spouse be responsible for the care of an elderly parent / family member in the future? YES NO . ... Get Document

UNSCRUPULOUS ACTIVITY WITH REAL ESTATE INVESTMENTS RESULTS IN ...
Sheehy had provided investment advice to the woman’s elderly parents for about twelve years. The woman was . also Sheehy’s client. Subsequently, Sheehy advised his client to invest her inheritance through him in a brokerage account. ... Get Content Here

Raising The Standards Of Investment Advice For Retirement ...
Investment Advice for Retirement Planning The Singapore Story By: Jason D Sadler President, LIA Singapore 11 April 2005 1. 1. persons will be supporting one elderly. Therefore, it is important for Singaporeans to plan carefully for their old age. However, ... Fetch Content

Why You Should Avoid Equity-Indexed Annuities At All Costs
Truthful, straightforward investment advice and allowing them total freedom when it comes to control of, flexibility with, and access to their money. This permits his clients to Your elderly mother or father, or other elderly relative, recently ... Access Document

PREPARED BY THE OFFICE OF INVESTOR EDUCATION AND ADVOCACY
Who has provided unsolicited investment advice. WHAT CAN I DO TO AVOID BEING SCAMMED? professional groups, or the elderly. You can also find tips and specific financial education at www.investor.gov. 18. OFFICE OF INVESTOR EDUCATION AND ADVOCACY. ... Visit Document

Financial Advice Married Couples May Not Want To Hear
Financial advice is easy to find but not so easy to follow. Here is advice many married couples don't want to hear. ... Read Article

Questions And Answers On Suitability Obligations Of Licensed ...
Investment advice may have been given merely to meet sales targets or may be files should be risk-based and cover investments in complex investment products by elderly or unsophisticated clients or those who may not be able to ... Get Doc

Suitability Recent FSA Enforcement Action
December 2011 – HSBC fined £10.5million for inappropriate investment advice to elderly customers 2. HSBC estimates the amount of compensation to be paid to customers will be approximately £29.3 million in addition to the fine 3. ... Read Here

Baby Boomer - Wikipedia, The Free Encyclopedia
A baby boomer is a person who was born during the demographic post-World War II baby boom between the years 1946 and 1964, according to the U.S. Census Bureau. The term "baby boomer" is sometimes used in a cultural context. Therefore, it is impossible to achieve broad consensus of a precise ... Read Article