Sunamerica Investment Advice

SunAmerica Variable Annuities
SunAmerica Variable Annuities: investment grade fi xed income securities (bonds). nor their representatives provide tax or legal advice. Clients should contact their own tax advisor or attorney regarding their particular situation. ... Retrieve Full Source

Key Fiduciary Issues For 401 (k) Plans In 2003
See the DOL’s SunAmerica Advisory Opinion at www.reish.com/pa/ benefits/2001-09A.pdf. Investment Providers as Co-Fiduciaries The primary plan fiduciary (e.g., plan sponsor officers or committee members) have a duty Øgive investment advice ... Retrieve Doc

Congressional Support For advice Programs In The PPA
Fiduciary Reforms—Investment Advice, Fund Mapping, and Qualified Default Investment Alternatives, December 2006. Opinion 2001-09A (SunAmerica). Under SunAmerica, the DOL concluded that a fiduciary could offer investment advice as long as the ... Access Content

Contact
AIG SunAmerica Retirement Markets, Inc. 21650 Oxnard Street, Woodland Hills, CA 91367 investment gains to create an income stream that can only increase with the market and never decline due to Neither AIG SunAmerica nor its representatives provide tax or legal advice. ... View Full Source

Maurice R. Greenberg - Wikipedia, The Free Encyclopedia
Greenberg was both a social friend and client of Henry Kissinger, utilising his consultancy, Kissinger Associates, for advice and operations in a number of countries, SunAmerica: AGLA; Advisor Group; American General; USLIFE; VALIC; Western National; Financial services: AIG Financial Products; ... Read Article

ERISA For Money Managers: A Practical Workshop
• SunAmerica Letter. Affiliated Mutual Funds • PTE 77-4: – Generally not ERISA investment advice, even if advice relates to how distribution should be invested – May be different result if advisor already is fiduciary ... Doc Retrieval

SunAmerica Focused Q1 Technology Portfolio
SunAmerica Focused Technology Portfolio Q1 3.31.12 CLASS SYMBOL NUMBER CUSIP A STNAX 346 86703Y591 B STNBX 546 86703Y542 C STNTX 746 86703Y534 This list does not constitute investment advice nor an offer to purchase or sell any particular security. ... Access Doc

Investment Advice And The Pension Protection Act Of 2006
Considered whether SunAmerica would violat e ERISA if investment advice was provided through a program involving a computer model that applied a methodology developed, investment advice arrangement.25 However, the plan sponsor or other person who is a ... Fetch Here

PARTICIPANT LEVEL ADVICE: CURRENT LEGAL AND REGULATORY ...
Between SunAmerica and the investment expert that would allow SunAmerica to influence the investment advice to the plan sponsor or plan participants would need to proceed cautiously in responding to a plan participant’s rollover questions. ... Document Retrieval

2007 01 IELD SSISTANCE ULLETIN
SunAmerica Advisory Opinion] intact as well as other pre-existing advisory opinions granted by investment advice provided to a particular plan participant or beneficiary, the Department believes that fiduciaries selecting advisory programs are subject to ... Fetch Full Source

DOL Issues Guidance On Investment Advice In Light Of PPA ...
Investment advice arrangement is one under which either (1) (known as the SunAmerica opinion), which says that additional fees may be okay if the advice results from the application of methodologies developed, maintained and overseen by ... Document Viewer

Regulatory Brief: DOL Issues Final Participant advice Regulations
SunAmerica in 2001 (SunAmerica opinion). This advisory opinion confirmed that offering investment advice alternatives are designed to follow the requirements set forth in the DOL’s Final Regulation as well as existing ... Doc Retrieval

SunAmerica Q1 Strategic Bond Fund
SunAmerica Strategic Bond Fund Q1 3.31.12 CLASS SYMBOL NUMBER CUSIP A SDIAX 580 866918675 B SDIBX 80 866918667 C NAICX 780 866918642 This list does not constitute investment advice nor an offer to purchase or sell any particular security. Portfolio Composition ... Read Content

DOL Issues Final investment advice Rules - PRS Home Page
Therefore, arrangements such as those that rely on the “SunAmerica Advisory Opinion” (Advisory Opinion 2001-09A) are still valid. The investment advice arrangement must be authorized by a plan fiduciary other than the person offering the ... View Doc

Investment Management/ ERISA Fiduciary Alert - K&L Gates
As an eligible investment advice arrangement only if the model: • applies generally accepted investment theories SunAmerica advisory opinion (AO 2001-09A), should continue to be compliant with ERISA. However, only eligible investment advice ... Access Full Source

About Experts Sitemap - Group 38 - Page 66 2012-08-30
SunAmerica will Personal Investment & Financial Planning Q`s: IRA Rollover, annuity fund, ira rollover I cannot give you legal advice Personal Investment & Financial Planning Q`s: Rainy Day Fund Investing, canadian financial planner, stock market index ... Read Article

Gary Parr - Wikipedia, The Free Encyclopedia
He has focused on providing strategic advice to financial institutions and has brokered many of the largest Kuwait’s investment in Citigroup, China Investment Corp.’s investment in Morgan Stanley, the merger of AIG ’s purchase of SunAmerica, Dean Witter Discover’s ... Read Article

Market Perspective
Source: SunAmerica and Wilshire Compass. Indices are unmanaged and cannot be invested in directly. circumstances be considered investment advice or recommendations for the buying or selling of any security or commodity. M4822M12.11 (11/12) ... Doc Retrieval

Century City, Los Angeles - Wikipedia, The Free Encyclopedia
SunAmerica Center; Aerial view of the Century City neighborhood; Fox Studios still occupies the lower left quadrant. Century City Skyline as seen from Runyon Canyon Park. Feb. 19th, 2006. View of the Century City skyline from the Getty Center. ... Read Article

Summary Of Investment Advice Regulations
2001-09A issued to SunAmerica, which involves the use of a computer model investment advice must be implemented “solely at the direction of the recipient of the advice.” Thus, as expected, this guidance appears to be inapplicable to managed ... Access This Document

The CHAMBERplan For Retirement®
To seek the advice and counsel of their attorney or tax advisor for complete information concerning their particular circumstances. an AIG SunAmerica-affiliated investment representative • Informative, easy-to-understand investment ... Read More

Fiduciary Duty Provisions Affecting Financial Services Providers
Significant departure from the SunAmerica approach, advice provided under this computer model exemption investment advice arrangement in order for plan sponsors to take advantage of this provision. IRA ... Visit Document

Investment Advice Variable Annuities

Mortgage Loan - Wikipedia, The Free Encyclopedia
Interest: Interest may be fixed for the life of the loan or variable, and change at certain pre-defined periods; the interest rate can also, of course, be higher or lower. especially when associated with a regular investment plan. ... Read Article

How To Reduce Taxable Income By Rearranging Investments
Reduce taxable income by following these two rules when putting together your investment portfolio: Beware - Tax Deferral of Variable Annuities Not So Great; Related Articles. Beware the Tax Man - Personal Finance in Your 40s & 50s; ... Read Article

Annuities - AARP - Health, Travel Deals, Baby Boomers ...
Fined some sellers of variable annuities for aggressive or fraudulent sales tactics. Because they are managed by investment advisors, variable annuities often cost more than “Life Advice About Annuities,” at this federal government website: ... Get Doc

SunAmerica Variable Annuities
SunAmerica Variable Annuities: • Your assets in the variable investment options (subaccounts) Neither AIG SunAmerica, First SunAmerica, nor their representatives provide tax or legal advice. Clients should contact their own tax ... Get Doc

Variable Annuities And Retirement Income
Variable Annuities and Retirement Income any applicable distribution charges, investment management fees of the variable subaccounts, the cost for any optional features, and any other applicable fees. accounting or legal advice. ... Access Document

When Family Rip Off The Elderly
Calculate how long your savings will last. Search for videos about a specific company. Whether you're a baby boomer about to retire or a young adult with decades to save, you'll find lots of advice in MSN Money's retirement planning video library. ... Read News

variable annuities - The Fowler Group
In the PerspectiveSM Family of Variable Annuities. accounting or legal advice. Any tax statements contained herein were not intended or upon termination on a pro rata basis across the variable investment options and the Fixed Account options. ... Access This Document

Living Annuity - Document Moved
Variable Annuity In terms of current legislation, Linked annuities should provide an income for life, (intermediary) approved by Investment Solutions/SuperFlex. Since advice is a compulsory part of the product offering, ... View Document

Protected Equity Portfolio (PEP) Variable Investment Option ...
Variable Investment Option Performance Update Protected Equity Portfolio variable annuities are issued by MetLife Insurance Company of Connecticut and are distributed by MetLife Investors Distribution Company. MetLife, its agents, and representatives may not give legal or tax advice. ... Read Document

Annuities Explained: NEVER invest In An annuity! - YouTube
This video explains why annuities are terrible investments and why investment advisers (brokers / salesmen) legal, tax or other professional advice or advice to buy, 10:11 3 Reasons To Avoid Variable Annuities by Brian Fricke 2,299 views; ... View Video

JRep LifeAdvice Annuities:05109284 La annuities 8.5x11 V1
LIFE ADVICE® Annuities are financial contracts between you and an insurance company. What Are My Investment Goals? . . . . . . . . . . . . . . . . .7 Variable annuities also allow you to transfer money from one funding option to another without ... Access This Document

Are variable annuities A Good investment? Retirement Planner ...
Are variable annuities a good investment? Retirement planner Jeff Vogan Mesa Tucson 5:45 Financial Advice from Mom Worth Remembering Jeff Vogan Mesa Tucson Arizona by LBNstudio No views; 5:34 Variable Annuities: ... View Video

Why You Should Avoid Equity-Indexed Annuities At All Costs
Truthful, straightforward investment advice and allowing them total freedom when it comes to control of, flexibility with, and access to their money. variable annuities are regulated as an investment and fall under the oversight of the NASD, ... View Document

Mutual Fund - Wikipedia, The Free Encyclopedia
A mutual fund is a type of professionally managed collective investment vehicle that pools money from many investors to purchase securities. While there is no legal definition of mutual fund, the term is most commonly applied only to those collective investment vehicles that are regulated ... Read Article

Disciplined. Diversified. Dynamic. - Annuities And Insurance ...
Portfolios should not be considered investment advice. Variable annuities are subject to market risks,including the potential loss of principal invested. RiverSource offers several different annuities that your financial professional may be authorized to offer you. ... View Document

Annuities - Michigan State University. Est. 1855. East ...
Legal advice is recommended for those who want to set up a private investment of the annuity, plus the interest accumulated prior to and tee that variable annuities will keep pace with inflation. Understand the Charges ... Doc Retrieval

Using Variable Annuities Within Trusts
This information should not be construed as tax advice. Clients should consult a qualified tax advisor regarding annuity Variable annuities are subject to investment risk, including possible loss of principal, All guarantees, including optional benefi ts, ... Read Content

The Importance Of Financial Risk Management In Today’s ...
This paper is not intended to provide legal or investment advice. Variable annuities are issued by Pruco Life Insurance Company and by Pruco Life Insurance Company of New Jersey. 0190771-00001-00 Ed. 12/2010. 2 Table of Contents 3 Introduction ... Get Document

Annuities And Retirement Planning - Personal Banking ...
An annuity may be a good investment to look into. Get the lay of the land Variable annuities are sold by prospectus. You should consider the investment objectives, risk, Because it cannot provide legal services or give legal advice, SunTrust’s services or advice relating to ... Document Retrieval

Variable Annuities - SIAS
Guarantees in the product are largely investment guarantees therefore suitable assets for greeks is given as well as some practical advice for the outworking of such a programme. Variable Annuities – Tamsin Abbey & Catherine Henshall – 16/10/2007 40 Appendix: ... View This Document

Cheapest Cities To Live In
Calculate how long your savings will last. Search for videos about a specific company. Whether you're a baby boomer about to retire or a young adult with decades to save, you'll find lots of advice in MSN Money's retirement planning video library. ... Read News

About Experts Sitemap - Group 151 - Page 16 2012-07-27
Interest rate environment, income annuities, variable annuities: Hi, Janice First of all, investment advice, financial planning: Monte So sorry but I can t answer a specific question like yours and give exact, specific investment advice. ... Read Article

Pacific One Select Variable Annuity Fact Sheet
Value of the variable investment options, which are subject to market risk. Any taxpayer should seek advice based on the taxpayer’s particular circumstances from an independent tax advisor. Variable annuities are distributed by Pacific Select Distributors, Inc. ... Read Here

RiverSource Retirement Advisor 4 Access Variable Annuity
Or in variable investment options called “subaccounts.” Fixed accounts are only available with this product through RiverSource variable annuities feature an advice-embedded solution which is managed by a team of seasoned investment professionals. ... Return Document

ANNUITIES / Pension Protection Act Of 2006 (PPA)
ANNUITIES / VARIABLE The Pension Protection Act of 2006 (PPA) makes permanent certain provisions of the Economic Growth and Tax Relief Reconciliation Act of 2001 (EGTRRA) relating to pension ● Abilility to provide investment advice. ... Fetch Content

Annuities - Montana State University Extension - Bozeman Montana
Legal advice is recommended for those who want to set up a private based upon the initial investment of the annuity, plus the interest Variable annuities offer the potential to earn more than with a guaranteed annuity, ... Doc Retrieval

Fixed Indexed Annuities: Disclosure And Other Fiduciary ...
Investment advice. Under the Investment Advisers Act of 1940 (and parallel state acts following the Uniform Securities Act), if a life insurance agent provides ^advice _ concerning ^securities, the variable annuities. [The IAR] ... View Full Source

6 Investment Fees To Ask About Before You Buy
Investment fees lower your returns. Ask about these six investment fees before Broker Sold Annuities vs No Load Annuities; How To Choose A Financial Advisor Who Will Be Honest About Investment Fees; The Cost of Bad Advice; Hiring Investment Advisors - What Will A Good Investment Advisor Do ... Read Article